Medical Bill Help | Hospital Bill Errors | Chicago

Up to 80% of medical and hospital bills contain errors!

Healthcare bill woes can strike anyone at any age. A 95 year old celebrity has so much medical bill debt that she needs to sell her home. She has no health insurance other than Medicare. Her medical bills are a whopping $21,000 per month.

The problems stem from an automobile crash she was involved with (as a passenger) in 2002. She was partially paralyzed and wheelchair reliant. In 2005 and 2007, she had strokes and more surgeries. In 2010, Gabor had hip replacement surgery. And in 2011, her right leg had to be amputated above the knee because of an infection.

She is so ill, she will probably have to remain in bed for the rest of her life.

While her home is worth $28 million and most of us do not have assets resembling that, it shows how vulnerable we all are when it comes to our health.

In another case, police sought a robber who demanded money from a victim while the victim unloaded his car. The robber said it was for a family member’s medical expenses.

It’s the famous, the desperate and all of us who are susceptible. We’re vulnerable not only to overwhelming medical debt but to egregious medical and hospital bills.

Learn about MBCR's expertise, how we ensure your best interest, and meet our staff here.

Billing errors impact y

Medical bills Impact Your Credit

For your financial welfare, it is crucial that your medical bills be analyzed by a professional:

For accuracy, so you do not overpay
For proper coding, to verify the proper procedures are billed
For possible pay plans, if needed

With over 25 years experience, Medical Bill & Claim Resolution knows how it all works from both the provider and the insurance company side.

We keep it simple and focused.

Go to our FAQs for more information and an example of how it works. Or, if you have a bill or claim that you want reviewed, order now.

Feel free to contact us at anytime at (855) 612-MBCR (6227) or by email.

MBCR Blog - Increase Knowledge

Beware of Balance Billing in Your Medical Bills

Balance billing occurs when a healthcare provider bills a patient for some or the entire amount that should have been declared an insurance discount (contractual allowance). The fact that Prime Healthcare Services in California recently settled a suit for $1.2 million and discontinued the practice suggests that this is a problem. In fact, several states have statutes that prohibit balance billing.

Past Due Medical Bills: When Do I Have to Pay?

Have you received a medical or hospital bill with no clear due date? This can be because of how bills are laid out or because of design issues. Typically, a bill or patient statement will show medical debt as 30, 60, or 90 days past due, providing the kind of urgency that can make you drop a check in the mail. Bills may also be labeled “second notice” or “third notice” to show that the biller has already tried to contact you. But, all of that doesn’t always tell you what you need to know: how long you have to pay before the bill goes to collections.

Will You be Trapped in Debt by an Emergency Room Visit?

Have you or someone you know received treatment in an ER? It can be frightening, chaotic, and downright stressful. The last thing on your mind is your health plan coverage and the myriad of details that will designate if this is a covered or non-covered charge and facility. In most places in the U.S., regardless of the fact that medical costs are now so arbitrary that it’s hard to predict the actual bill, there’s an intuitive understanding that visiting an ER, even for the most minor symptoms or conditions, will result in a costly bill.

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2011 Intuit Health Survey: Medical Bill Accuracy

...41% of consumers do not have confidence that the billed amount is correct...

Patient Receives $ 12,000 Reduction

A patient returned home from the hospital to face a $36,000+ air ambulance bill. This patient was overcharged and received a $ 12,000 reduction.

Medical Debt Shouldn't Have Been Sent to Collections

Patient had unpaid claim from 11-23-2010 in the amount of $300, which was sent to collections. Patient is state employee and has coverage through a state self-funded plan, which is behind due to funding issues. The state plan utilizes a major payor to process its claims. The major payor denied the claim due to timely filing. We submitted proof of timely filing on behalf of the patient and continually followed up with payor until payments posted. Then we contacted the collection agency and submitted proof to have the debt removed from this individual’s file.

Wrong Plan No Coverage

Pediatric patient had multiple outstanding bills from fall 2010 through winter 2011 totaling $2,400. Bills were denied because they were submitted under the wrong patient's insurance plan which then led to further denials including: filed under the wrong patient name, coding issue, and insurance coverage indicating patient had reached maximum benefit for the service rendered. After our investigation, claims were paid by the insurance carrier according to the patient's plan.

Routine Vaccinations

In the past, combination vaccines and their administration were billed as one unit. Under the current CPT, there is an additional code billed for each antigen. For instance, a four in one vaccination is billed with one administration 90460 code and an additional administration charge plus 90461 for each additional component. This has caused confusion with carriers. Our office has seen over 900 denials in 2011.

John B.

The MBCR folks are very accessible and friendly. I recommend them to anyone who is having challenges navigating their medical bills.

Susan Q.

Your staff was very helpful and professional

Jeff T.

Thank you for your utmost professionalism, kindness and patience in resolving our bills to everyone's satisfaction

Tina J.

I just wanted to inform you that your staff went the extra mile on our behalf and we truly appreciate your assistance

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